Patterns of Individual Health Insurance Coverage, 1996-2000.

Document Type


Publication Date



Adolescent, Adult, Data Collection, Female, Health Care Reform, Humans, Insurance Coverage, Male, Middle Aged, United States

Publication Title

Health affairs (Project Hope)


Information about patterns of individual health insurance coverage is limited. Knowledge gaps include the extent to which individual insurance provides transitional versus long-term coverage, and participants' insurance status before and after being covered by an individual plan. In this study we use data from the 1996-2000 Survey of Income and Program Participation (SIPP) to examine how long the individually insured maintain their coverage; sources of coverage before and after enrolling in an individual health plan; and characteristics of those who rely on individual insurance coverage. Understanding the dynamics of this market will better inform federal and state insurance reform efforts.

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